Wealth Building Information

I Dont Need A Financial Coach To Help Me!


You?ve been thinking that your financial life could probably be better, right? Maybe you think, ?If I could just stick to a budget everything will be fine??, or how about ?When I get that next raise or promotion, I?ll have enough money to pay off my debts and save some money?? You may even be thinking,?I can do this on my own!?

Lesson 2 - The Commodity Of Kings!


What is "The Commodity of Kings"

Who Else Wants To Know Oprahs Secrets To Wealth & Success?


Before I had a lot of money, I was really quite happy," said Oprah Winfrey. "And I will tell you this--you may not believe it--I never would have gotten the money if I wasn't happy to begin with. I never would have gotten it."

Your Money Or Your Life


Have you stopped to realize that although you go to school to learn about important subjects, no one teaches you how to manage your money? Money is an essential part of life in our pursuit of happiness, yet very rarely will a parent sit down and tech their child how to handle their money. This is true in grade school, high school and worst college. So what happens? Many of us end up in an extremely large amount of debt. We can?t seem to get it together even if we make more money. I found myself in this trap about 13 years ago. I had an okay job, a car, and an apartment. Nice I thought soon I would buy a house and live the ?American dream?. Wrong! I could never save enough to buy a house. I had plenty of credit cards, so many that I never had enough money due to many payments to put aside for my dream home. What was happening to my paychecks? Well, I was over extended in credit card debt for one. The buy now pay later syndrome was well embedded in my head. That mentality had to stop! Since, I wasn?t terribly behind in my payments I was able to get some help from the creditors. I simply asked for a lower interest rate and/or the ability to skip a payment. After that call, I had to cut up and dispose of the cards. No! I didn?t cancel my cards but I got rid of them just the same. Next I bought a tablet just for my budget information and bills. I also purchased a software program to keep track of my expenses. I think it is important to keep something manual that you can carry as well as a computer software tool. Next, as bills came in, I wrote them down with the name, address, phone number of the creditor, my total balance, interest rate, and minimum payment due, the due date, and if there were any annual fees acquired with the card. Review the card with the highest interest rate and pay more then the minimum due. Always ask if they can reduce your rate or seek the possibility of debt consolidation buy applying for a low interest rate loan or credit card. If you haven?t cut up your credit cards do not get a consolidation loan. Because most likely once your payments are manageable you?ll start using your cards again. Minimizing your spending is the key to financial freedom. Make sure to start a savings plan after you?ve gotten your debt under control.

The Wealth Connection ? 2 Steps to Brighten Your Golden Years


Estimated Reading Time: 4 minutes -- Envision your life 10 or even 20 years from now. Where do you plan to be? What are you doing and with whom?

Financial Intelligence - Compounding (The Ninth Wonder of the World)


Compounding: The Ninth Wonder of the WorldBy Nicola Cairncross

Financial Intelligence - Natural Marketing For Lone Rangers


"Ooooooh," you may say, "I could NEVER be good at marketing, I'm just not that sort of person. I'm just not pushy enough".

Business After The Iraqi War


The rewarding of high compensation packages to top executives who turned over weak quarterly earnings, or who were involved in corporate scandals, adversely affected short-term investing, and collectively contributed to the downturn of the global economy over the last couple of years. Even the help and expertise of Federal Reserve Chairman Alan Greenspan and several notable Nobel Prize winning economists in the President?s Council of Economic Advisers, wasn?t enough to revive the economy. September 11 then turned our attention towards terrorist threats against the markets.

Retirement Planning the Offshore Way


Retirement Planning the Offshore Way Why do so many of us constantly push the thought of retirement planning to the back of our minds? Reluctance?! 1 Reluctance to save for an event that seems so far off 2 Reluctance to tie in to an inflexible pension scheme 3 Reluctance to put a large portion of our current income out of reach for the long term But in terms of retirement planning, putting off until tomorrow that which you could get done today will end up costing you very dearly. Every month you delay your retirement savings planning, you significantly reduce the value of your future potential retirement fund.

Who Will Become Wealthy in the Information Age?


As you know, we're now well and truly in theInformation Age. It began about 10 years ago. In fact,many economists say it began in 1989, with the Fall ofthe Berlin Wall (and the start of the World Wide Web).

Simple Strategies to Making Financial Gain


Now is a great time to make it a habit to manage your resources instead of your resources managing you. What is meant by that when we are stating that "Your money manages you"? Here is a well known example:

Is Your Money Keeping Up With Inflation?


In today?s unpredictable global economy, you obviously never know what is going to happen next. Uncertainties and concerns regarding the Iraqi threat, North Korean crisis, and hidden terrorist cells and networks continue to loom in the back of the minds of consumers. Moreover, the stock markets and industries around the world.

Turn That Fixed Rate Mortgage Into A Goldmine


When you purchased your home, you most likely got a fixed interest rate mortgage with a 15 or 30 year term. These are the most popular mortgages in the industry. Even in the summer of 2004, when the interest-only or simple interest mortgage loans became popular, the average American stuck to the fixed rate. You see, the fixed rate offers security to conservative people, and the average American home buyer and home owner is a very conservative person.

Your Wealth Cycle Foundation


The four main steps in building a wealth cycle foundation are:

Controversial Wealth Audit Reveals Over 90 Percent of Us Could End Up Working Forever...Are You One


Results from a new tool developed by UK based firm, Lean Marketing, confirm a worrying trend.

More Articles from Wealth Building Information:
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BenefitsPro

HSAs can be a wealth-building tool
BenefitsPro
But employers should consider positioning health savings accounts as another wealth-building tool to help employees save for retirement, suggested Cris Ruiz, vice president, UMB Healthcare Services. Ruiz presented a session, “Using a Health Savings ...

and more »


BizNews

Why South Africa's 'junk' credit rating will hammer your wealth-building efforts: Quick snapshots
BizNews
Decisions by credit ratings agencies are often tucked in the “briefs” columns on websites and in newspapers because they tend to contain boring, technical information. But when credit ratings agencies adjust their assessments so that countries move to ...

and more »


PR Newswire (press release)

Push For More Black Homeownership Focus Of Realtist Week
PR Newswire (press release)
WASHINGTON, April 24, 2017 /PRNewswire/ -- Black real estate professionals are geared up to focus the nation's attention on building Black wealth through ...

and more »


Small businesses are the backbone of rural communities
The Caledonia Argus (subscription)
Asset and wealth-building through home ownership, business ownership and enhanced education lead to important long-term psychological and social effects that cannot be achieved by simply increasing income. Businesses and houses bond one to a place ...



The Undefeated

UNC symposium informs athletes on how to build wealth and share it
The Undefeated
But too often, the athlete is not getting the same wealth-building advantages out of the multibillion-dollar industries of college and professional sports. That is the complex problem that discussions such as the one on April 21 are seeking to solve.



Next City

The Half Trillion Dollar Tax Program That's Driving Wealth Inequality
Next City
According to research by the Corporation for Enterprise Development (CFED), every year the federal government spends more than $660 billion on tax credits, deductions, reduced tax rates, and other measures intended to promote wealth-building activities ...
Historical Highest Marginal Income Tax Rates | Tax Policy CenterTax Policy Center
You Might Not Have Noticed, but Hillary Clinton Has a Really Progressive Tax PlanSlate Magazine
Policy Basics: Where Do Federal Tax Revenues Come From? | Center on Budget and Policy PrioritiesCenter on Budget and Policy Priorities
Tax Foundation -Vox
all 141 news articles »


Richmond.com

How a 13-year-old crack dealer grew up to become the biggest advocate for Richmond's anti-poverty effort
Richmond.com
But just as the Community Wealth Building department has begun winning over supporters in the impoverished neighborhoods it aims to help, the program has faced increased scrutiny as the City Council debates its proposed $2.1 million budget for the ...



Richmond.com

Calls to increase funding for police, fire and anti-poverty effort dominate Richmond public hearing on budget
Richmond.com
In its quest to find money to fund the budget increase for police and fire, the council tentatively agreed last week to trim a $400,000 increase that Stoney had proposed for the city's anti-poverty department, the Office of Community Wealth Building.

and more »


Press Release Rocket

Dutch Entrepreneur and Founder of Women on Topp Makes First United States Appearance at the 2017 Wealth ...
Press Release Rocket
TAMPA, FL – 25 Apr, 2017 – Today, SpreadLove™announced Wana Miri, Founder of Women On Topp, as a featured speaker at its 2017 Wealth Building Conference At Sea. This networking event is aimed at educating participants about various streams of ...



Big Changes to Banking and Finance Regulation on the Horizon
Competitive Enterprise Institute (blog)
Eliminate New Deal-era securities laws that hurt entrepreneurs, small businesses, and middle class investors by shutting them out of wealth-building opportunities associated with investment-based crowdfunding. Eliminate Dodd-Frank's conflict mineral ...

and more »

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