Wealth Building Information

I Dont Need A Financial Coach To Help Me!

You?ve been thinking that your financial life could probably be better, right? Maybe you think, ?If I could just stick to a budget everything will be fine??, or how about ?When I get that next raise or promotion, I?ll have enough money to pay off my debts and save some money?? You may even be thinking,?I can do this on my own!?

Lesson 2 - The Commodity Of Kings!

What is "The Commodity of Kings"

Who Else Wants To Know Oprahs Secrets To Wealth & Success?

Before I had a lot of money, I was really quite happy," said Oprah Winfrey. "And I will tell you this--you may not believe it--I never would have gotten the money if I wasn't happy to begin with. I never would have gotten it."

Your Money Or Your Life

Have you stopped to realize that although you go to school to learn about important subjects, no one teaches you how to manage your money? Money is an essential part of life in our pursuit of happiness, yet very rarely will a parent sit down and tech their child how to handle their money. This is true in grade school, high school and worst college. So what happens? Many of us end up in an extremely large amount of debt. We can?t seem to get it together even if we make more money. I found myself in this trap about 13 years ago. I had an okay job, a car, and an apartment. Nice I thought soon I would buy a house and live the ?American dream?. Wrong! I could never save enough to buy a house. I had plenty of credit cards, so many that I never had enough money due to many payments to put aside for my dream home. What was happening to my paychecks? Well, I was over extended in credit card debt for one. The buy now pay later syndrome was well embedded in my head. That mentality had to stop! Since, I wasn?t terribly behind in my payments I was able to get some help from the creditors. I simply asked for a lower interest rate and/or the ability to skip a payment. After that call, I had to cut up and dispose of the cards. No! I didn?t cancel my cards but I got rid of them just the same. Next I bought a tablet just for my budget information and bills. I also purchased a software program to keep track of my expenses. I think it is important to keep something manual that you can carry as well as a computer software tool. Next, as bills came in, I wrote them down with the name, address, phone number of the creditor, my total balance, interest rate, and minimum payment due, the due date, and if there were any annual fees acquired with the card. Review the card with the highest interest rate and pay more then the minimum due. Always ask if they can reduce your rate or seek the possibility of debt consolidation buy applying for a low interest rate loan or credit card. If you haven?t cut up your credit cards do not get a consolidation loan. Because most likely once your payments are manageable you?ll start using your cards again. Minimizing your spending is the key to financial freedom. Make sure to start a savings plan after you?ve gotten your debt under control.

The Wealth Connection ? 2 Steps to Brighten Your Golden Years

Estimated Reading Time: 4 minutes -- Envision your life 10 or even 20 years from now. Where do you plan to be? What are you doing and with whom?

Financial Intelligence - Compounding (The Ninth Wonder of the World)

Compounding: The Ninth Wonder of the WorldBy Nicola Cairncross

Financial Intelligence - Natural Marketing For Lone Rangers

"Ooooooh," you may say, "I could NEVER be good at marketing, I'm just not that sort of person. I'm just not pushy enough".

Business After The Iraqi War

The rewarding of high compensation packages to top executives who turned over weak quarterly earnings, or who were involved in corporate scandals, adversely affected short-term investing, and collectively contributed to the downturn of the global economy over the last couple of years. Even the help and expertise of Federal Reserve Chairman Alan Greenspan and several notable Nobel Prize winning economists in the President?s Council of Economic Advisers, wasn?t enough to revive the economy. September 11 then turned our attention towards terrorist threats against the markets.

Retirement Planning the Offshore Way

Retirement Planning the Offshore Way Why do so many of us constantly push the thought of retirement planning to the back of our minds? Reluctance?! 1 Reluctance to save for an event that seems so far off 2 Reluctance to tie in to an inflexible pension scheme 3 Reluctance to put a large portion of our current income out of reach for the long term But in terms of retirement planning, putting off until tomorrow that which you could get done today will end up costing you very dearly. Every month you delay your retirement savings planning, you significantly reduce the value of your future potential retirement fund.

Who Will Become Wealthy in the Information Age?

As you know, we're now well and truly in theInformation Age. It began about 10 years ago. In fact,many economists say it began in 1989, with the Fall ofthe Berlin Wall (and the start of the World Wide Web).

Simple Strategies to Making Financial Gain

Now is a great time to make it a habit to manage your resources instead of your resources managing you. What is meant by that when we are stating that "Your money manages you"? Here is a well known example:

Is Your Money Keeping Up With Inflation?

In today?s unpredictable global economy, you obviously never know what is going to happen next. Uncertainties and concerns regarding the Iraqi threat, North Korean crisis, and hidden terrorist cells and networks continue to loom in the back of the minds of consumers. Moreover, the stock markets and industries around the world.

Turn That Fixed Rate Mortgage Into A Goldmine

When you purchased your home, you most likely got a fixed interest rate mortgage with a 15 or 30 year term. These are the most popular mortgages in the industry. Even in the summer of 2004, when the interest-only or simple interest mortgage loans became popular, the average American stuck to the fixed rate. You see, the fixed rate offers security to conservative people, and the average American home buyer and home owner is a very conservative person.

Your Wealth Cycle Foundation

The four main steps in building a wealth cycle foundation are:

Controversial Wealth Audit Reveals Over 90 Percent of Us Could End Up Working Forever...Are You One

Results from a new tool developed by UK based firm, Lean Marketing, confirm a worrying trend.

More Articles from Wealth Building Information:
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Is Trump-bashing bad for wealth building? Revisiting Friedman in era of social entrepreneurship
After venomous attacks on the media and bitter Tweets aimed at those who even question him, let alone get in his way, it is easy to imagine President Donald Trump taking spiteful action against corporate critics. Take the retail chain, Nordstrom, which ...

and more »


What Trump's wealth-building style says about his leadership style: Expert
His wealth-building style may have pleased himself and his family, but as The Trump puts himself on show as POTUS, more people are asking: Does his business experience and wealth-building history really equip him to rule the US? – Jackie Cameron.

Renton Reporter

Homestead receives $500000 grant for Sunset revitalization
Renton Reporter
“This very generous gift from JPMorgan Chase Foundation will support the transformation of the Sunset area to a healthy, equitable and inclusive community where families of all income levels will experience quality of life and access to the wealth ...


If Zuma removes any Treasury minister – hold onto your wallets
The equation is simple: should the Zuptoids succeed in muscling controversial former Eskom chief, Brian Molefe into the Finance Ministry, yanking out the solid incumbent or his whistle-blowing deputy, it will cost you and I thousands – and the country ...

and more »

Winston-Salem Chronicle

Commentary: The value of White privilege and the American Dream
Winston-Salem Chronicle
“For centuries, White households enjoyed wealth-building opportunities that were systematically denied to people of color,” said Any Traub, report co-author and Associate Director of Policy and Research at Demos. “When research shows that racial ...

and more »

Update: How I Increased My Net Worth To $100000 In One Year
Seeking Alpha
During that time, Ben reached out to me and asked if I could share with you readers on how I used dividend growth investing as well as several other important yet simple wealth building factors to increase my net worth from approximately 20k, to over ...

Columbia Daily Tribune

Land trust board seeks balance on affordable housing leases
Columbia Daily Tribune
The balance between wealth-building for homeowners and home affordability is something the board will have to strike through the ground lease. As homes increase in value, affordability drops for the next buyer, said Randy Cole, the city's housing ...

Crain's Detroit Business

Goodwill's new CEO looks for ways to expand programs
Crain's Detroit Business
Following Brexit and the U.S. presidential election in November, "I think a lot of the angst people are feeling and trying to communicate is about asset and wealth building and their frustration about that, even if they are employed," Varner said.


No leeway for consensus in SA's new hardball negotiations – ex ...
Did it take Marikana and Amcu's messy 2014 platinum strike to deliver us to what's described as a “post-consensus” hardball negotiating style?

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Hot desks: Creating homeless citizens of the global office world ...
Hot-deskers are made to feel like the homeless people of the office world, says an expert who has examined this global trend.

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